If your child has started asking questions about money, it means it is time to give him his first economics lessons.
A 2-3 year old child's interest in money is an indication that he is just curious, not materialistic. Your child first tries to explore his own body. After this, the things happening around him begin to attract his attention. It is especially important for him to monitor your behavior. One of the most interesting things parents do is undoubtedly use money. The sight of money also attracts children's attention. Colored papers, shiny coins that make noise…
It is great fun for children to withdraw money with an ATM card or to give money to the minibus and get coins on top of it. At the same time, these tasks make them feel important.
To form a habit
Instruct your child to pay attention to money. To ensure that he has a respectful attitude, you need to give him financial responsibility from an early age. Get a locked piggy bank and have him put the coins in it. Or you can tell him to put his unused bills in a wallet. Another method could be to buy a toy cash register.
Since your child is too young to give him pocket money, you should make an agreement with him when you go out. Tell them not to want everything they see, and that you can only buy one of the things they want, up to a certain amount (for example, 2 lira). Or, if you are not planning to buy anything, it would be better to tell him beforehand, such as "We will only buy what we need today, no toys." Never tell him that if you spend too much money, you will end up penniless and on the streets. Even these jokes make children very excited.
In addition, remind them that you do not have unlimited money. You may say, “We have enough money, but if we spend it on unnecessary things, we won't have enough money for our real needs.”
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Interest in money may also stimulate interest in non-materialistic values. For example, your child may send you a picture for your birthday. If he does, thank him repeatedly and hang it on the wall to show that you value his gift. Likewise, you can say that if he saves money, it would be right for him to share it with those in need, and that it would be a very nice behavior for him to throw a few coins into the charity boxes he comes across in some places.
Some parents do not find it necessary to teach their children about money, They don't make time for it. However, no matter what, the concept of money should be taught, information about income should be given, and this should start when the child is young. When the child is 2-3 years old, the topics of earning, spending and saving money can be discussed.
Children at this age can understand the concept of saving money when they can see and touch money because they learn concretely. To teach this, shopping games can be played with toy money, and coins can be saved in a jar or piggy bank.
They cannot understand that money has different values. You can classify coins by color and size to show that each one is different.
They may think that coins are more valuable than paper money. For this reason, your child can pay for one of the products you bought after shopping.
He can learn the concept of borrowing by borrowing something and returning it. You can develop the concept of borrowing by renting a VCD and taking it back after you are done.
Teaching the child about money not only prepares him for the future or helps him acquire the habit of saving some of what he earns, but also helps him learn the positive and negative meanings of money. . For example, they learn that showing love to someone can be expressed through words and actions as well as buying gifts.
Little children wonder not how much money their parents make, but why they don't buy the toy they want. Share your sadness at requests that you cannot meet financially. Children want to know why their parents tell them "no".
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